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Would you like to work for one of the World's largest banks in an exciting, dynamic and international environment?

We are currently recruiting for a Commodity Finance Associate for our Global Corporate & Investment Banking Division in Amsterdam .

MUFG Bank Europe N.V. (MBE) is a fully-owned subsidiary of Mitsubishi UFJ Financial Group (MUFG), one of the largest ranked Financial Groups in the world in terms of assets. A world-class set of businesses and more than 180,000 employees in 50 markets. MUFG offers stability in an ever-changing market, providing services to high-profile clients worldwide.

For more than 50 years MBE offers corporate and investment banking services to both Japanese and non-Japanese corporate customers in The Netherlands and, through its branches. The goal is to be among the top performing foreign-owned banks operating in The Netherlands, providing value-added banking services and excellent operations, fulfilling both Japanese and Global Multinational Corporate customers' needs.

At MBE we are committed to contributing to a more sustainable future. Thus, we will encourage you to embed environmental, social & governance (ESG) factors in your everyday work and in our culture.

The MBE subsidiary based in The Netherlands is a network of branches (Germany Branch (Dusseldorf, Hamburg, Frankfurt, Munich), Spain Branch (Madrid, Barcelona), Belgium Branch (Brussels), Austria Branch (Vienna)), managed from Amsterdam.

Our Commodity Finance ("CF") division follows MUFG mission by financing strategic commodity flows for a sustainable world.

CF Team primarily provides working capital solutions to commodity traders and commodity corporates based in EMEA (producers, processors, marketers, distributors, etc) to meet their financing needs in all phases of commodity trading activities. CF is relationship manager for Independent Commodity Traders and for some Commodity Corporates. It is also a product partner for RM offices of most Commodity Corporates.

The role includes the following:

• Manage a portfolio of existing credit accounts:
  • Monitor risks/deadlines to support the credit process and transaction execution;
  • Support relationship managers to enable the effective development, execution and management of customer relationships;
  • Conduct data analysis, including running financial scenarios, to enable interpretation of figures, patterns and trends to provide relationship managers with information to support decision making.
• New customer onboarding and credit due diligence:
  • Assist in performing credit-related due diligence for new potential clients: identify, quantify risk drivers and propose mitigants in structured and vanilla transactions;
  • Prepare credit applications (renewals, new facilities, amendments & waivers) and internal borrower ratings providing approval recommendations;
  • Assist relationship managers in their review and execution of Facility and Security documentation to ensure that commercial and legal aspects meet MUFG standards
• Other:
  • Support Head of Portfolio Management to enhance the credit process, contribute to strategic initiatives as well as provide support to the overall portfolio management;
  • Conduct research from a range of generalised and specialist sources, extracting relevant information and summarising data to inform decision making at more senior levels;
  • Liaise with internal counterparts throughout MUFG and with external counterparts to gather relevant information to support decision making and planning;
  • Understand the business, regulatory and risk framework, working with the business to assist its growth while ensuring compliance with internal policies and risk appetite;
  • Contribute to the development, adaptation and application of policy & procedures to ensure a compliant and rigorous approach to the management of any risk which can negatively affect the portfolio.

In order to be successful in the role, you will need the following:

Skills and experience:

• University degree
• Good corporate credit analysis and research skills (including stress test and modelling) ideally gained in a banking environment (ideally minimum 4 years).
• Specialist knowledge and extensive experience in credit analysis.
• Strong analytical and numeracy skills based on relevant credit systems and models.
• Strong presentation and communication skills – both oral and written.
• Interpersonal skills and networking skills.

Preferred:

• Experience in a Credit Sanctioning Department.
• A background in natural resources finance.
• Specialized in energy commodities or metals or agri commodities.

Personal requirements:

• Results driven, with a strong sense of accountability
• Team oriented, flexible, diligent, and self-motivated
• Ability to work effectively with a wide range of cultures / personal styles.
• A proactive, motivated approach.
• The ability to operate with urgency and prioritise work accordingly
• Strong decision making skills, the ability to demonstrate sound judgement
• A structured and logical approach to work
• A creative and innovative approach to work
• The ability to manage tight deadlines
• Excellent attention to detail and accuracy
• A calm approach, with the ability to perform well in a pressurised environment
• Strong numerical skills

Integrity and Responsibility

• Balance Risk with Opportunity
• Customer Focus
• Demonstrate Global Perspective

Professionalism and Teamwork

• Drive For Results
• Collaborate and Build Partnerships
• Communicate Effectively and Professionally
• Influence and Inspire Others
• Think Strategically
• Manage and Develop Talent

What do we have to offer:

We offer you a role in one of the largest banks of the world in a growing and international environment. You have various opportunities to develop yourself and we will support you with that by offering various training and development possibilities.

• We take into account your home situation and your ambitions and help you to balance work and private life.
• Monthly team events.
• To work in an ambitious, international environment with colleagues from different countries and cultures, who strive for the best.

Besides that we will offer you:

• Gross salary based on experience and consistent with the market
• 8% holiday allowance and 13th month payment.
• 30 vacation days per year. Optional you can buy 15 additional days.
• Commuting allowance based on annual public transport 2nd class, most economical way, or € 0,21 per km with a max of 75km one way.
• €5,00 net remote working compensation per day, with a maximum of €60,00 per month.
• Possibility to order a mobile phone (up to €800,-)
• Possibility to order Office Equipment’s for the home office, (up to €500,-)
• Remote Working Policy i.e. Working From Home (WFH) and Remote Working in another Country.
• Bicycle plan (fiscal benefit)
• Company fitness (fiscal benefit)
• Mental health workshops and budget for external courses (i.e. Dutch language classes).
• Employee contribution towards Pension insurance (max 5%, currently 2%), our pension scheme is based on a defined contribution scheme.
• Training & development possibilities paid by the bank
• Health insurance: Collective premiums offered, for own expense.

Additional information :

Acquisition in response to this vacancy is not appreciated.

The role is based in the Netherlands. All candidates need to be willing to relocate to the Netherlands. Internal employees will be supported in case of relocation.

For more information regarding this position you can contact our Talent Acquisition Specialist at: maria.sifniou@nl.mufg.jp

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.

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